We are in week 4 of our 52 Week Savings Challenge – you can read how it works by heading to our last post – and download the chart HERE to save with us for a period of 52 FULL weeks.
We are going to check in with you weekly to see how you are making progress, and we hope that you follow along with us to make this commitment for your family just like we are.
We’ve been tracking our progress with you in hopes that you will be inspired to put away too. Since we are early in the plan, the weekly required amounts are MINIMAL – this week we need to put away $4.00!
Our Progress Thus Far:
Week 1, $1.00 – We put away $7.00 – when we found it in the dresser drawer in the bedroom. (Hubby never even noticed…!)
Week 2, $2.00 -We found $4 in the console of the truck, and instead of running out to use it on Sonic (which was our temptation…) we put all $4 in our Emergency Fund.
Week 3, $3.00. We shopped around for auto insurance to get a better rate, and ended up switching from Geico back to USAA – in the process, we saved $600 for the 6-month term, AND we got a check back for just over $51 – instead of putting that in our regular bank account deposit, we put it in our savings along with $1 that we found on the kitchen counter for a total of $52.
Week 4 (THIS Week!), $4.00. We cashed out the SNAP App a few weeks ago and JUST got the check in the mail this week – it took a while (so plan ahead!) We cashed out our $32 Balance, and combined with $1.00 in cash that I found in a random pocket of my purse when I was digging for lip balm at church today.
(But.. my kids spilled my cup of Chamomile Tea on the check so I’m hoping they will accept the deposit – I guess we’ll see..)
Well that’s it – we have just a few days (through 12/28) for you to deposit your weekly amount in for the 52 Week Savings Challenge.
Just remember... that making an effort to save is more of an emotional commitment than a physical – if you loaded up on gifts this year, and can’t find the spare dollars to save, you might need to re-evaluate your personal priorities.
Gifts are great… but they won’t fund an emergency – you’ll want to make sure you have an emergency fund coming into this next year in order to better prepare yourself for anything that might happen.
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